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Chase Ultimate Rewards - Points Worth up to 50% more on Apple products (Select Cards only)

Chase Ultimate Rewards - Points Worth up to 50% more on Apple products

(Select Cards only)
(Expired) Chase Ultimate Rewards: Sapphire Reserve points are worth up to 50% more when you redeem for any product on the Apple® Ultimate Rewards® Store. (Select Cards only - YMMV)
  • Login your Chase Account > Go to Ultimate Rewards > Scroll down to see "Your points are worth 25-50% more"

Comments (10)  Add Comments

Anonymous

25% for me. The main thing is there is no trade in option

1 year ago

Anonymous

No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:

Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,

1 year ago

Anonymous

25% too.

1 year ago

Anonymous

Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:

Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,

1 year ago

Anonymous

Only 10% for me...

1 year ago

Anonymous

Even 25% is good deal !

1 year ago

Anonymous

It’s like reading two chipmunks talking to each other trying to figure out what humans do. Both of you are wrong and are misinterpreting “liability” in the stated context. The “liability” is based on total credit issued across cc products that have rewards tied to spending. It has more to do with spending “rebates” and is a fixed range for share holder reporting purposes. //@anonymous: Good finding. We need more experts like you to unveil the real motivation behind any credit card promotion. //@Anonymous: No wonder Chase started Apple points redemption early this year … our points are a liability for them. Waiting for reward redemption to hit 50-75%. See below from JPM Annual Report:

Credit card rewards liability
JPMorgan Chase offers credit cards with various rewards programs which allow cardholders to earn rewards points based on their account activity and the terms and conditions of the rewards program. Generally, there are no limits on the points that an eligible cardholder can earn, nor do the points expire, and the points can be redeemed for a variety of rewards, including cash (predominantly in the form of account credits), gift cards and travel. The Firm maintains a rewards liability which represents the estimated cost of rewards points earned and expected to be redeemed by cardholders. The liability is accrued as the cardholder earns the benefit and is reduced when the cardholder redeems points. This liability was $13.2 billion and $11.3 billion at December 31, 2023 and 2022,

1 year ago

Anonymous

I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !

1 year ago

Anonymous

Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !

1 year ago

Anonymous

Apple shills are all over the place //@anonymous: Up to 50% off retail Apple products for select sapphire rewards not a good deal? Get over yourself. It’s a bonus and has nothing to do with if you want to promote Apple or not (which you obviously are trying not to). //@anonymous: I don't think it is a good deal. The points are worth 25% actually equal 20% off on the iPhone. For iPhone or Apple product, sometime it is easy to find the equivalent deal for 20% off. Example, Holiday or Carrier on sale, or purchase gift cards $100 get $15 additional. However, don't forget the Chase point has another essential value that also purchase air ticket with the same deal as well as 20% off. It is not always that you can find 20% off for the air ticket. I rather spending the points on the air ticket, but not on iPhone or Apple products. //@Anonymous: Even 25% is good deal !

1 year ago

Apple 35W Dual USB-C Port Compact Power Adapter $40

Apple 35W Dual USB-C Port Compact Power Adapter

$40
(Expired) Amazon has Apple 35W Dual USB-C Port Compact Power Adapter for $39.99. Shipping is free.

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Apple 2023 MacBook Pro 14.2" Laptop (M2 Pro, 16GB, 512GB) $1599

Apple 2023 MacBook Pro 14.2" Laptop (M2 Pro, 16GB, 512GB)

$1599
(Expired) BestBuy has Apple 2023 MacBook Pro 14.2" Laptop (M2 Pro chip 10-core CPU and 16-core GPU 16GB 512GB Gray) for (oos). Shipping is free. [amazon]

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11" Speck Presidio Pro Folio Carrying Case for Apple iPad Pro $5.24

11" Speck Presidio Pro Folio Carrying Case for Apple iPad Pro

$5.24
(Expired) Walmart has 11" Speck Presidio Pro Folio Carrying Case Compatible w/ Apple 11" iPad Pro & Apple Pencil (2018, Slate Gray/Filigree Gray) for $5.24. Shipping is free with Walmart+.

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Apple HomePod mini Speaker $70

Apple HomePod mini Speaker

$70
(Expired) Best Buy has Apple HomePod mini Speaker for $69.99. Shipping is free.

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2 Free Months of Apple TV+ (New and Qualified Returning Subscribers)

2 Free Months of Apple TV+ (New and Qualified Returning Subscribers)

(Expired) Apple has 2 Free Months of Apple TV+ (New and Qualified Returning Subscribers).

Comments (3)  Add Comments

Anonymous

Thanks!

1 year ago

Anonymous

Can this be stacked on top of my existing membership? //@Anonymous: Thanks!

1 year ago

Anonymous

YMMV

1 year ago

Apple 2023 MacBook Pro 14.2" (M2 Pro 16GB 512GB, MPHE3LL/A) $1599

Apple 2023 MacBook Pro 14.2" (M2 Pro 16GB 512GB, MPHE3LL/A)

$1599
(Expired) BHPhotoVideo has Apple 2023 MacBook Pro 14.2" (M2 Pro 16GB 512GB, MPHE3LL/A) for $1599. Shipping is free. [amazon]

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Apple Magic Mouse 2 (Wireless, Rechargable, Used: Good) $21

Apple Magic Mouse 2 (Wireless, Rechargable, Used: Good)

$21
(Expired) Amazon Warehouse has Apple Magic Mouse 2 (Wireless, Rechargable, Used: Good) for $20.98. Shipping is free w/Prime or on $35+.

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Apple iPhone 12 Unlocked Smartphone 64GB $479

Apple iPhone 12 Unlocked Smartphone 64GB

$479
(Expired) Woot has Apple iPhone 12 (FACTORY UNLOCKED) Smartphone for $479. Shipping is free with prime.

Comments (15)  Add Comments

Anonymous

Blah

1 year ago

Anonymous

Meh //@anonymous: Blah

1 year ago

Anonymous

that's too much....

1 year ago

Anonymous

iPhone 12 for $499? in US dollars?

1 year ago

Anonymous

350 , no more

1 year ago

Anonymous

64GB!!! //@Anonymous: iPhone 12 for $499? in US dollars?

1 year ago

Anonymous

boost mobile has it for $200, you have to add service for a month then unlock it on your own for less than $30

1 year ago

Anonymous

how do you unlock it? //@Anonymous: boost mobile has it for $200, you have to add service for a month then unlock it on your own for less than $30

1 year ago

Anonymous

You have to be a boost customer for 1 year! //@Anonymous: boost mobile has it for $200, you have to add service for a month then unlock it on your own for less than $30

1 year ago

Anonymous

iPhone QPE Unlock Sim Chip $10

1 year ago

Anonymous

Boostmobile: $199

1 year ago

Anonymous

Wow , 64 GB !!

1 year ago

Anonymous

might as well switch to boost mobile, they are cheap and decent speed

1 year ago

Anonymous

Hot all in, it's an Apple

1 year ago

Anonymous

I am proud to be an iphone user, yesterday i dropped my phone the screen cracked, now i own the new feature iCrack

1 year ago

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