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Low Interest Credit Cards

The following Low Interest Credit Cards feature either a low fixed rate APR or a low introductory APR. Apply for the credit card of your choice by filling out a secure online application.

• 0% APR on purchases for up to 15 months
• No Annual Fee
• Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds

(Last updated date: 2008-07-21)

• Receive a $50 statement credit for any purchase, balance transfer, or cash advance totaling $25 within 45 days
• Introductory 0% APR for Cash Advance Checks and Balance Transfers through your first 12 billing cycles.
• For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
• No Annual Fee
• Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
• Absolute fraud protection against unauthorized use, online and offline.

(Last updated date: 2008-06-05)

• 0% on purchases until December 2008
• No annual fee
• No balance transfer fees
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping

(Last updated date: 2008-07-10)

• 0% APR on purchases until December 2008
• No annual fee or balance transfer fees
• A manageable credit line to help control your finances
• $0 fraud liability if your card gets lost or stolen
• Online account services

(Last updated date: 2008-07-10)

• 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days*
• 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days*
• 1% rebates on ALL other purchases made anywhere else*
• 0% Intro APR for up to 6 months*
• Length of your introductory period will be either 6 billing cycles from account opening for purchases and balance transfers or 3 billing cycles from account opening for balance transfers depending on our review of your application and credit history.
• No Annual Fee

(Last updated date: 2008-05-11)

• Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
• Receive 1% cash back on new net retail purchases made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*

(Last updated date: 2008-08-23)

• Earn 1 point for every dollar in purchases*
• 1,000 Bonus Points with your first purchase*
• Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
• The time period for the introductory APR and the balance transfers to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• Get your rewards with as few as 2,500 points
• Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

(Last updated date: 2008-05-11)

• Earn unlimited 1% cash back rewards on new net retail purchase, everywhere you shop!
• Simple and straightforward rewards: no earnings caps, spending categories, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months and no annual fee, for qualifying applicants*
• Instant decision in as little as 60 seconds

(Last updated date: 2008-08-22)

• 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
• 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
• Up to 1% unlimited Cashback Bonus on all other purchases automatically
• Unlimited cash rewards that never expire
• Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
• No Annual Fee

(Last updated date: 2008-05-11)

• Earn points on everything you buy with the Card.
• Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
• Earn 1 point for every dollar you spend
• Travel anytime: No blackout dates or restrictions
• No annual fee and 0% intro APR for up to 12 months
• World class cardmember benefits including Travel Accident Insurance, Extended Warranty, and Return Protection
• Express Approval. Get a decision in less than 60 seconds.

(Last updated date: 2008-07-21)

• Earn a full 1% cash back on every purchase
• Get a 20% bonus on the cash back earned on all purchases for the first 12 months
• Checks will be sent automatically every time you earn $50 - no calling necessary
• 0% APR* on balance transfers for up to 12 months
• No Annual Fee

(Last updated date: 2008-05-12)

• 0% APR* on balance transfers and purchases for up to 12 months*
• Citi® Identity Theft Solutions*
• $0 Liability on unauthorized purchases*
• Secure, free online account management*
• No annual fee*

(Last updated date: 2008-05-11)

• 25% annual bonus on the cash you earn
• 1% cash back on every purchase
• No limit on cash back and rewards won’t expire for the life of your account
• Redeem cash whenever you like
• $29 annual fee

(Last updated date: 2008-07-10)

• 5 points per dollar spent at gas stations, major grocery and drug stores
• 1 point per purchase everywhere else
• No limit on points earned and they don’t expire for the life of your account
• $29 annual fee

(Last updated date: 2008-07-10)

• Earn 2 points per dollar spent at gas stations, major grocery and drug stores
• 1 point for every dollar spent on other purchases
• Points won’t expire for the life of your account and there’s no limit to the number of points you can earn
• No annual fee or balance transfer fees
• $0 fraud liability for any unauthorized use if your card is lost or stolen
• What your points can get you:
  • Merchandise: Get your hands on the latest electronics and other must-have merchandise
  • Gift Cards: Gift giving just got easier with our brand-name gift cards
  • Cash: Pad your savings account for that next big purchase
  • Travel: Fly for free on your next vacation for as few as 15,000 points

(Last updated date: 2008-07-10)

• Earn 1.25 miles for each dollar spent on purchases
• No expiration date on miles and no limit on the miles you can earn
• No blackout dates or seat restrictions
• No annual fee

(Last updated date: 2008-06-05)

• Earn 1.25 miles for each dollar spent on purchases
• No blackout dates or seat restrictions
• No expiration date on miles and no limit on the miles you can earn
• No annual fee or balance transfer fees
• 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
• $0 fraud liability for any unauthorized use if your card is lost or stolen

(Last updated date: 2008-07-10)

• Earn 2 miles for each dollar spent on all purchases
• No blackout dates or seat restrictions
• No expiration date on miles and no limit on the miles you can earn

(Last updated date: 2008-06-05)

• 25% annual bonus on the cash you earn during the year
• 1% cash back on purchases you make from day one
• No limit on cash back and rewards won’t expire for the life of your account
• No balance transfer fees
• 0% APR on purchases until December 2008
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
• $0 Fraud Liability for unauthorized use if your card is lost or stolen
• $29 annual fee

(Last updated date: 2008-07-10)

• Your APR will not increase simply because you pay late only once or go over your credit limit
• No annual fee and no balance transfer fees
• $0 fraud liability for lost or stolen cards
• Choose your own card design

(Last updated date: 2008-06-05)

• Platinum membership—$0 fraud liability, 24 hour roadside assistance, and more
• No annual fee and no balance transfer fees

(Last updated date: 2008-06-05)

• Pay down balances faster with a low APR
• Enjoy 0% on purchases until December 2008
• Exclusive savings: up to 40% on featured deals and 10% on everything else at the Capital One Saving Zone on Yahoo! Shopping

(Last updated date: 2008-07-10)

• 0% on purchases until December 2008
• Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
• Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

(Last updated date: 2008-07-10)

• Double miles on travel and entertainment purchases and one mile per dollar on all other purchases
• Redeem miles for cash back, gift cards, flights and more
• No Annual Fee
• Free employee cards with individual spending limits you set

(Last updated date: 2008-08-05)

• 1% cash back on all purchases with no category limits and no restrictions
• A 25% bonus each year on cash you earned the previous year
• No annual fee
• Free employee cards with individual spending limits

(Last updated date: 2008-08-05)

• 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
• No limit on cash back and rewards won’t expire for the life of your account
• Request your cash back rewards whenever you want
• No annual fee

(Last updated date: 2008-06-30)

• Double rebates for up to the first 60 days
• 5% rebates on all participating BP location purchases
• 2% rebates on all eligible travel and dining purchases
• 1% rebates on all other eligible purchases
• No limit on rebates
• No annual fee

(Last updated date: 2008-05-11)

• Earn miles that can be redeemed for a variety of travel rewards including airline tickets, hotel stays, cruises, and car rentals
• Travel domestically or internationally with no blackout dates
• Earn 2 miles per $1 on travel purchases
• Earn 1 mile per $1 on all other purchases
• Intro 0% Fixed APR for up to 12 months on new purchases and balance transfers

(Last updated date: 2008-05-11)

• 0% Intro APR for up to 12 months*
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• Flexible Rewards Program: Earn one point per eligible dollar spent. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards*

(Last updated date: 2008-05-28)

• Earn up to 5% cash back with unlimited rewards potential
• With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want
• 0% APR on purchases and balance transfers for up to 12 months
• No Annual Fee
• Receive quarterly management reports
• Receive additional cards your employees can use

(Last updated date: 2008-05-28)

• 3% Cash Back for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
• 1% Cash Back on all other purchases
• 0% APR for up to 15 Months on balance transfers
• No Annual Fee
• FREE additional cards for your employees, FREE quarterly reports, and other online account management tools to help you keep track of your business expenses

(Last updated date: 2008-08-21)

• Save with 0% APR for up to 12 months on purchases and balance transfers
• Credit Line up to $35,000
• Balance Transfer Savings
• Valuable Cardmember Services
• No Annual Fee

(Last updated date: 2008-05-28)

• 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
• 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
• No Annual Fee
• Fee-free Purchasechecks that earn Cashback Bonus® to pay merchants who don't accept credit cards
• Free employee cards with customizable limits and monthly reporting on their spending

(Last updated date: 2008-05-11)

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases
• Unlimited Miles that never expire*
• Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
• No Annual Fee
• Online Bill Payment

(Last updated date: 2008-05-11)

• Earn 12,000 Bonus Miles Offer - Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. Bonus Miles will be applied within 8 weeks. This promotional offer is in addition to the Standard Miles earned on purchases
• Earn 2 Miles for each dollar you spend on your first $5,000 in combined gas and travel purchases each year
• Earn 1 Mile for each dollar you spend on all other purchases, including combined annual gas and travel purchases in excess of $5,000
• No Annual Fee

(Last updated date: 2008-06-01)

• 0% Introductory APR on balance transfers, check cash advances, and direct deposits for your first 12 billing cycles
• No annual fee
• Credit lines as high as $25,000
• Online Banking Service
• Total Security Protection®

(Last updated date: 2008-08-13)

• Earn one Point for every dollar spent in net retail purchases
• Points can be redeemed as a deposit into your eligible Fidelity Account; or redeem your Points for travel, merchandise and more
• 0% Introductory Annual Percentage Rate (APR)* on balance transfers and cash advance checks through your first 12 billing cycles
• No Annual Fee

(Last updated date: 2008-05-11)

• Earn 1.5% on net retail purchases charged to the card
• Fidelity 529 Dollars earned will be transferred to your Fidelity Managed 529 Plan Account Automatically
• 0% Introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.
• With American Express Selects^SM, enjoy special online offers for your family from merchants around the world

(Last updated date: 2008-05-11)

• 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
• Earn 1 Point for every dollar you spend in net retail purchases. Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
• No Annual Fee
• Free 24/7 Concierge Service
• Absolute Fraud Protection

(Last updated date: 2008-05-11)

• 0% introductory APR on purchases for up to 15 months
• No annual fee with the flexibility to pay in full or carry a balance.
• No annual fee for Additional Cards
• Option to enroll in the complimentary Membership Rewards Express(R) program, with flexible rewards for you or your business. There's no limit to the number of points you can earn and points have no expiration date
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
• Built-in ExpressPay technology that lets you make small purchases fast without swiping your Card

(Last updated date: 2008-07-21)

• 0% APR on Balance Transfers and cash advance checks for your first 6 billing cycles
• Earn $25 cash back for every 25 points you earn
• Earn 5 bonus points with your first purchase.
• Earn 1 point per $100 in net retail purchases and 5 points per $2,500 in balance transfers
• Points do not expire for 5 years
• No annual fee

(Last updated date: 2008-08-13)

• 0% Intro APR for up to 12 months
• The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
• No Annual Fee
• Free Online Account Access
• FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

(Last updated date: 2008-05-11)