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Excellent Credit

The following Credit Cards are for People with Excellent Credit. Compare offers side by side and apply online for the card that is right for you.

• Earn up to 5% cash back on everyday purchases - even gas!
• No Annual Fee
• 0% Intro APR for up to 12 months on purchases
• Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
• Express Approval. Get a decision in less than 60 seconds.

(Last updated date: 2008-07-21)

• Receive $50 after you make your first purchase
• 3% Cash Back in your top 3 everyday spending categories
• 1% cash back for every $1 you spend on all other purchases
• Receive an extra $50 each time you save and redeem $200 in rewards

(Last updated date: 2008-05-11)

• 0% APR on purchases for up to 15 months
• No Annual Fee
• Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
• Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences
• Membership Rewards Express® program
• Express Approval. Get a decision in less than 60 seconds

(Last updated date: 2008-07-21)

• Earn a full 2% cash back on every new net retail purchase made on Saturdays and Sundays
• Receive 1% cash back on new net retail purchases made Monday through Friday
• Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
• Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
• 0% Introductory APR on card purchases and balance transfers for 12 months with no annual fee, for qualified applicants*

(Last updated date: 2008-08-23)

• Earn 10,000 Starpoints® with your first purchase - enough for up to 3 free nights at a category 1 or 2 hotel
• Earn 15,000 bonus Starpoints® after you spend $15,000 in 6 months
• Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more
• Transfer Starpoints - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
• Express Approval. Get a decision in less than 60 seconds

(Last updated date: 2008-07-21)

• 5% Cashback Bonus on Get More purchases in popular categories that change four times a year like home, apparel and more*
• 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site, ShopDiscover
• Up to 1% unlimited Cashback Bonus on all other purchases automatically
• Unlimited cash rewards that never expire
• Increase, even double, your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
• No Annual Fee

(Last updated date: 2008-05-11)

• Earn a full 5% Cashback Bonus on your first $100 in combined gas and auto maintenance purchases each billing period - up $1,200 annually.
• 5% to 20% Cashback Bonus at top online retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on everything else
• Unlimited cash rewards that never expire
• Increase, even double, the value of your rewards when you redeem for gift cards or instant eCertificates from over 100 Cashback Bonus Partners
• No annual fee
• $0 Fraud Liability Guarantee

(Last updated date: 2008-05-11)

• Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
• Earn 15,000 bonus points after you spend $5,000 in 5 months-- that's in addition to the 15,000 points you would earn for your Card spending
• Earn 10,000 HHonors bonus points over the course of your first four stays at any participating Hilton Family hotels (2,500 HHonors bonus points each stay) including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more
• Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels and for eligible purchases at supermarkets, drugstores, gas stations, dining establishments and more
• Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
• No Annual Fee
• No Blackout dates! If a standard room is available, you can redeem points for it.
• Express Approval. Get a decision in less than 60 seconds.

(Last updated date: 2008-07-21)

• Receive 5,000 bonus points on your first purchase
• No pre-set spending limit* or finance charges
• Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
• Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
• No annual fee for the first year - a savings of $95

(Last updated date: 2008-07-21)

• Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
• Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
• Redeem at over 800 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
• Transfer to over 30 frequent flyer programs, most on a one-to-one basis
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
• No annual fee for the first year - a savings of $45
• Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

(Last updated date: 2008-07-21)

• Earn points on everything you buy with the Card.
• Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
• Earn 1 point for every dollar you spend
• Travel anytime: No blackout dates or restrictions
• No annual fee and 0% intro APR for up to 12 months
• World class cardmember benefits including Travel Accident Insurance, Extended Warranty, and Return Protection
• Express Approval. Get a decision in less than 60 seconds.

(Last updated date: 2008-07-21)

• 20,000 bonus points after $600 in purchases made within 3 months of account opening
• Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases
• Earn 1 point for every mile you fly on any airline
• Earn 1 point for every mile friends and family fly on tickets purchased with your card
• Get a complimentary companion ticket when you buy a qualifying ticket

(Last updated date: 2008-05-23)

• Earn 2 points per dollar spent at gas stations, major grocery and drug stores
• 1 point for every dollar spent on other purchases
• Points won’t expire for the life of your account and there’s no limit to the number of points you can earn
• No annual fee or balance transfer fees
• $0 fraud liability for any unauthorized use if your card is lost or stolen
• What your points can get you:
  • Merchandise: Get your hands on the latest electronics and other must-have merchandise
  • Gift Cards: Gift giving just got easier with our brand-name gift cards
  • Cash: Pad your savings account for that next big purchase
  • Travel: Fly for free on your next vacation for as few as 15,000 points

(Last updated date: 2008-07-10)

• Earn 1.25 miles for each dollar spent on purchases
• No blackout dates or seat restrictions
• No expiration date on miles and no limit on the miles you can earn
• No annual fee or balance transfer fees
• 5 different reward redemption options: Travel, Cash, Merchandise, Charitable Donations, or Gift Certificates
• $0 fraud liability for any unauthorized use if your card is lost or stolen

(Last updated date: 2008-07-10)

• Earn 2 miles for each dollar spent on all purchases
• No blackout dates or seat restrictions
• No expiration date on miles and no limit on the miles you can earn

(Last updated date: 2008-06-05)

• Your APR will not increase simply because you pay late only once or go over your credit limit
• No annual fee and no balance transfer fees
• $0 fraud liability for lost or stolen cards
• Choose your own card design

(Last updated date: 2008-06-05)

• Book any travel, anytime with no blackout dates or restrictions
• Double Miles on up to $3,000 in travel and restaurant purchases each year
• 1 Mile for every $1 on all your other purchases
• Unlimited Miles that never expire*
• Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
• No Annual Fee
• Online Bill Payment

(Last updated date: 2008-05-11)

• 5% to 20%Cashback Bonus® at top online retailers
• Up to 1% unlimited Cashback Bonus on all other purchases
• Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
• A full month's interest equal to a Pay-On-Time-Bonus each time you make 6 on-time payments in a row - twice a year, every year when you pay on time each month*
• No Annual Fee

(Last updated date: 2008-05-11)

• Earn Cash Back - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
• No Annual Fee with your paid Costco Membership.
• The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
• No Limit on the Cash Back earned

(Last updated date: 2008-07-21)

• Straight cash back - 5% for buying automobile gas, 3% for eating out, 2% for traveling, 1% virtually everywhere else, including at Costco
• 0% introductory APR on purchases for the first 3 months
• No annual fee with your paid Costco Membership
• Flexible payments - pay in full or over time
• No annual fee for Additional Cards
• Save an additional 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more

(Last updated date: 2008-07-21)

• Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase
• Earn Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations, home improvement/hardware stores, and the U.S. Postal Service.
• Earn Double Miles when you use your Card to pay your wireless phone bill and for Delta purchases
• Earn one mile for every dollar on other eligible purchases
• Miles never expire and there is no cap on the miles you can earn
• Earn 2,500 bonus miles for adding an Additional Cardmember
• Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
• Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

(Last updated date: 2008-07-21)